Information on Financial Aid

for the Massage Therapy Diploma Program

USDEBody Therapy Institute has been granted eligibility by the United States Department of Education (ED) to participate in Federal Student Aid programs under Title IV of the Higher Education Act. These aid programs include:

Financial Aid is available for those who qualify. There is a two-step process to determine your eligibility, and to find out the exact amount of financial aid you can receive. You may complete these steps at any time, whether or not you have begun the application process for admission to BTI.

Step One: FAFSA

Your first step is to complete the Free Application for Federal Student Aid, or FAFSA.

Go online to the US Department of Education website:
At the beginning of this application, enter the Federal School Code for BTI: 041728.
To fill out the FAFSA, you will need certain financial information. Click here to see the list of documents you will need. Once you have created a login for FAFSA, you may return to the site to review or add to your application. Note that Pell Grants and subsidized Stafford (Direct) loans are need-based, which is why the ED requires detailed financial information on the FAFSA.

Parents of dependent students 18-24 years old may apply for a Direct PLUS Loan. These fixed-rate loans are based on credit worthiness of the parents, and the loan can be issued for the full amount of the Costs of Attendance. Information and application for PLUS Loans may be found at:

Step Two: VFAO

After completing the FAFSA, go to the BTI Virtual Financial Aid Office:

BTI uses a system called the Virtual Financial Aid Office, or VFAO to automate the processing of all financial aid applications. BTI has partnered with an online company whose sole focus is providing financial aid services to students.

If you're a new user, click "register" and enter a username and password. Write these down for future logins to the VFAO. After login, go to the Student Interview Center and enter the information required on each screen. If you have questions along the way, click the FAQ link on the upper navigation bar.

At the Detailed Financial Plan screen, you will see the maximum award amounts you can receive through Pell Grants and Stafford (Direct) Loans. As the BTI Diploma Program is less than full-time (as defined by the USDE), you will need to multiply each of these award amounts by 72.22% to determine your actual award amounts. [Example: a Stafford subsidized loan of $3,500 x 72.22% = $2,528]

Click "DONE" when complete with the Student Interview. Your VFAO information will be transmitted to the BTI Admissions Department for review as part of the admissions process.

SUPPLEMENTARY FINANCING: If the amount of your Federal Student Aid award is less than the total Costs of Attendance for the Diploma Program, you will have an opportunity to discuss how you will finance this balance during your admissions interview.